Working Capital
Biashara Boost
Working capital for small businesses looking to expand stock
View detailsMicrofinance for Kenyan MSMEs
Your business
growth partner.
Fast, fair and flexible business loans from KES 2,000 - 30,000 - one flat rate of 18% p.m. for everyone, a decision in 2-5 business days, and disbursement straight to your M-Pesa.
- No hidden fees
- Flat 18% p.m. for all
- M-Pesa disbursement
KES 2,000 - 30,000
Loan amounts
18% p.m.
Flat interest rate
2-5 business days
Approval turnaround
5%
Once-off processing fee
01What we lend
Loan products built for
how Kenya does business
Business Loan
Jenga Asset Loan
Finance equipment, machinery, delivery bikes and tools that directly grow your productive capacity. The asset itself can secure the loan.
View detailsBusiness Loan
Kilimo Agri Loan
Seasonal financing for inputs, seedlings, feed and harvest handling. Repayment calendars are matched to your crop or livestock cycle.
View details02How it works
From application to M-Pesa
in four clear steps
-
01
Apply
Apply online in under 10 minutes, or walk into our office and we will onboard you in person.
-
02
Review & KYC
We verify your identity and run a fair, transparent credit assessment - you will know exactly where you stand.
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03
Approve & disburse
Applications are decided within 2-5 business days. Once approved, funds go straight to your M-Pesa or bank account.
-
04
Repay & grow
Repay on a schedule that fits your cashflow. Good repayment history unlocks bigger loans at better rates.
03Why Maliquest
Lending that respects
the borrower
| Maliquest | Typical informal lender | |
|---|---|---|
| Approval speed | Decision in 2-5 business days | Days to weeks |
| Interest rates | One flat rate - 18% p.m. for everyone | Rates buried in fine print |
| Collateral | Flexible - group guarantees accepted | Logbook or title deed demanded |
| Hidden fees | None. 5% processing fee, shown upfront | Fees discovered later |
| Repayment | Weekly or monthly - matched to your cashflow | Rigid monthly dates |
| Early repayment | Free - settle anytime | Penalties apply |
04Borrower stories
Real growth, in our
customers' own words
I applied on a Tuesday and had stock money in my M-Pesa by Thursday. My salon in Githurai has doubled its chairs since then.
Other lenders wanted my logbook for a small loan. Maliquest looked at my business record instead. That respect is why I came back for a second loan.
The repayment schedule matched my market days. Nobody had ever asked me when my money actually comes in before.
Ready to grow?
Let's talk numbers.
Apply online in under 10 minutes - or visit our office and we'll do it together.