Working Capital
Biashara Boost
Working capital for small businesses looking to expand stock
- Fast approval
- Flexible
- Amount
- KES 5,000 - 30,000
- Term
- None - None months
- Rate
- 18.0% p.m. flat
- Method
- Flat
- Fee
- 5.0% once-off
Loan products
Six products.
One goal: your growth.
Every product below can be applied for online or in person. One simple rate for everyone: 18% per month, flat - no hidden pricing, no surprises.
Business Loan
Jenga Asset Loan
Finance equipment, machinery, delivery bikes and tools that directly grow your productive capacity. The asset itself can secure the loan.
- Direct payment to your supplier available
- Monthly, weekly or daily repayment plans
- Decision within 2-5 business days
- Amount
- KES 5,000 - 30,000
- Term
- None - None months
- Rate
- 18.0% p.m. flat
- Method
- Flat
- Fee
- 5.0% once-off
Business Loan
Kilimo Agri Loan
Seasonal financing for inputs, seedlings, feed and harvest handling. Repayment calendars are matched to your crop or livestock cycle.
- Monthly, weekly or daily repayment plans
- Repayment matched to your cash cycle
- Available to individual farmers and groups
- Amount
- KES 5,000 - 30,000
- Term
- None - None months
- Rate
- 18.0% p.m. flat
- Method
- Flat
- Fee
- 5.0% once-off
Group Lending
Chama Group Loan
For registered chamas and table-banking circles of 3 to 15 members. The group's officials act as guarantors - no physical collateral needed.
- Group guarantee by the chairperson, treasurer and secretary
- Monthly, weekly or daily repayment plans
- Decision within 2-5 business days
- Amount
- KES 5,000 - 30,000
- Term
- None - None months
- Rate
- 18.0% p.m. flat
- Method
- Flat
- Fee
- 5.0% once-off
Employment Loan
Dharura Salary Loan
Short-term loans for employed individuals with a payslip - medical bills, urgent repairs and other emergencies. Quick decisions when it matters most.
- For employed individuals with verifiable payslips
- Monthly repayment from your salary
- Decision within 2-5 business days
- Amount
- KES 2,000 - 20,000
- Term
- None - None months
- Rate
- 18.0% p.m. flat
- Method
- Flat
- Fee
- 5.0% once-off
Business Loan
Elimu School Fees
Keep learners in class. Fees are paid directly to the school, college or training institution, and you repay in manageable instalments.
- Paid directly to the institution
- Monthly, weekly or daily repayment plans
- Decision within 2-5 business days
- Amount
- KES 5,000 - 30,000
- Term
- None - None months
- Rate
- 18.0% p.m. flat
- Method
- Flat
- Fee
- 5.0% once-off
Good to know
How our pricing works
All our loans use a flat rate of 18% per month on the original amount, so your installment never changes. A once-off processing fee of 5% of the loan amount applies. Loans run 1-12 months - business clients can repay weekly or monthly. You'll always see the complete schedule before you commit.
Before you sign, you get
- Full amortization schedule, month by month
- Total interest and total repayable amount
- All fees itemized - nothing hidden
- A formal loan statement you can keep
Picked a product?
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