Trust
We publish our rates, our fees and our terms. What you see on your loan schedule is what you pay - nothing more.
About Maliquest
We exist so that good businesses
never stall for lack of capital.
Maliquest Mikopo Ltd is a Kenyan microfinance institution focused on one thing: giving micro, small and medium enterprises the credit they deserve - quickly, transparently, and on terms that respect how business actually works.
01Our story
Born from the numbers
Maliquest was founded by the team behind Afritech Accounting and Taxation Co. Ltd - professionals who spent years inside the books of Kenya's small businesses. They kept seeing the same pattern: healthy businesses with real customers were being turned away by banks, or worse, falling into the hands of predatory informal lenders.
So they built the lender they wished existed. Mali - Swahili for wealth - plus Quest: the pursuit of growth. Mikopo is simply "loans". The name is the mission.
Today we serve traders, farmers, salon owners, boda fleets, contractors and chamas across Kenya - with automated risk assessment, transparent pricing and repayment schedules generated for each borrower's cashflow.
KES 2,000 - 30,000
Loan amounts
18% p.m.
Flat interest rate
2-5 business days
Approval turnaround
5%
Once-off processing fee
02What we stand for
Four values, in our brand colours
Growth
Mali means wealth. Every product we design asks one question: will this help the business grow?
Optimism
We lend to ambition. A market stall today can be a distribution business tomorrow - we finance that journey.
Structure
Fair lending needs discipline. Our processes, assessments and reporting keep both your business and ours sound.
03Our promise
Fair lending is a system,
not a slogan
Every loan at Maliquest moves through a transparent pipeline - origination, review, approval, disbursement and servicing - and at every step you are told exactly where you stand. Approved, declined, or need to add a document: you hear it from us first, by SMS and email, automatically.
- Your full repayment schedule before you sign - always
- One flat rate for every client - 18% per month, no exceptions
- Free early repayment - no settlement penalties, ever
- Automatic SMS & email reminders before every due date
- A formal loan statement whenever you need one
- Human support - by phone, or face-to-face at our office
Sound like your kind
of lender?
Be among the first Kenyan MSMEs growing with Maliquest.